If the (ex) participant dies before retirement date, a partner pension will be purchased at with the accrued pension capital to such date.

To claim the partner’s pension the following documents must be submitted:

• Copy of the Marriage Certificate
• Copy valid ID of the partner and of the (ex) participant
• Copy of the personal tax number (“persoonsnummer”) of the (ex) participant on a document of the Departamento di Impuesto Aruba
• Copy of the personal tax number (“persoonsnummer”) of the partner on a document of the Departamento di Impuesto Aruba
• Copy of the bank account of the partner on a document of the bank
• Papel Afl. 5 (Censo) of the partner and of the (ex) participant
• Copy of Death Certificate of the (ex) participant

Every year in January the partner of ex-participant must submit an Attestatie de Vita. If this document is not submitted on time, your pension benefit payment will be stopped. Retroactive payment will resume at the end of the month in which the valid Attestatie de Vita is received.

The Partner Pension is payable monthly in arrears starting from the month following the month in which the (ex) participant dies.

The Partner Pension will be paid until the end of the month in which the partner dies.

The orphan pension equals 20% of the total Partner Pension. In case there is no Partner to claim Partner Pension, the accrued pension capital will be used to purchase the Orphan Pension.

To claim the orphan’s pension the following documents must be submitted:

• Copy valid ID of the orphan and of the (ex) participant
• Copy of the personal tax number (“persoonsnummer”) of the (ex) participant
• Copy of the personal tax number (“persoonsnummer”) of the orphan
• Copy of the bank (savings) account of the orphan on a document of the bank
• Papel Afl. 5 (Censo) of the orphan and of the (ex) participant
• Copy of Death Certificate of the ex-participant

The Orphan Pension is payable monthly in arrears starting with the month following the month in which the Participant passes away.

The Orphan Pension will be paid until the earliest of one of the following conditions:

1. the end of the month in which the Orphan passes away, or
2. the end of the month in which the Orphan reaches the age of 21, or 27 if the Orphan is studying or disabled.

The orphan must prove, on a yearly basis, to the fund that he is studying or disabled. If the orphan cannot sufficiently prove, in the opinion of the Board of the Fund, that he is (still) studying or disabled then, loss of entitlement to an Orphan Pension shall be imposed.

In case there is no (Special) Partner to claim (Special) Partner Pension the accrued Personal Pension Capital will be used to purchase Orphan Pension

In case the (ex) participant dies before reaching retirement age without leaving any children and/ or Partner as beneficiaries, 70% of the accrued capital during the period of participation may be paid out to the employer. The employer will then pay out the received sum to the beneficiary (ies) assigned by the former Participant on the beneficiary form.